The Global Business Account Built for Your International Growth
- C.A.(M)
- Sep 9
- 5 min read
The Global Business Account Built for Your International Growth
Open a free Aspire business account and scale your company across borders with $0 monthly fees, no minimum balance, and powerful tools to manage global finance.
A Smarter Business Account for Your Global Ambitions
Financial Freedom to Grow: Open an Aspire business account in minutes with no monthly fees, no initial deposit, and no minimum balance. Keep your capital working for you, not tied up in fees.
Built for Your Business: Aspire is trusted by over 50,000 modern businesses worldwide, from high-growth startups to established SMEs.
Your Money is Safe: All funds are safeguarded at DBS Bank and other Tier-1 banks, ensuring your capital is always secure and available. Aspire never uses your funds for its own operations.
Trusted by 50,000+ modern businesses
Funds safeguarded at DBS Bank
Seamlessly Send & Receive Money Worldwide
Multi-Currency Accounts: Get local and international account numbers to receive payments in multiple currencies, just like a traditional bank business account.
Fast, Transparent Global Transfers: Send and receive international payments in over 30 currencies with low, upfront fees and competitive FX rates.
No Hidden Fees: Our transparent pricing model means you know exactly what you're paying for. Avoid the nasty surprises of hidden charges and poor exchange rates.
CTA: See How Much You Can Save with Our FX Calculator
Small print: The calculator provides indicative rates for SGD foreign transfers. Log in to your account for the most accurate, real-time rates.
The Ultimate Corporate Card for Global Teams
Unlimited Virtual Cards: Issue unlimited virtual corporate cards in seconds with customizable spending controls for every team member.
Say Goodbye to FX Fees: Spend with multi-currency cards to skip the FX fees or benefit from our great foreign exchange rates.
Unlimited Cashback: Earn unlimited 1% cashback on your eligible SaaS and digital marketing expenses, turning everyday spending into savings.
Physical Cards & Mobile Wallets: Request physical cards for your team or use Apple Pay and Google Wallet for seamless digital banking.
Flexible Credit Limits: Get an optional credit limit to effortlessly manage daily business expenses and cash flow (available for eligible businesses).
Close Your Books Faster, Every Time
Powerful Accounting Integrations: Save hundreds of hours and reduce manual errors with native integrations for leading accounting software like Xero, Quickbooks, Oracle Netsuite, Deskera, and SAP.
Automated Bookkeeping: Our advanced features include automated receipt capture with text recognition, line-item categorization, and real-time payment status updates, so you're always audit-ready.
Choosing the Best Business Account for Global Growth
Fast & Fully Digital Application: Open your account from anywhere in the world in less than 10 minutes. Our 3-step, online application process requires minimal documentation for a quick setup.
No hidden fees
Customer Testimonials: Hear from global leaders who trust Aspire.
Gregory Van, CEO of Endowus: "Aspire gave us the flexible financial solutions we needed to support our rapid growth. We saved $110,000 and over 900 hours per year."
Aspire vs. Other Financial Institutions
Aspire vs. Other Financial Institutions
Aspire's low-fee, digital-first model is ideal for small and medium-sized businesses focused on growth and streamlined operations.
Aspire Business Account
Time to Open: 1-3 business days
Annual/Setup Fees: $0
Monthly Fees: $0
Initial Deposit: $0
Minimum Balance: $0
Virtual Corporate Card: Yes, physical cards also available
Multi-currency: Yes
Integration with Accounting Software: Yes
Expense Management: Yes
Cross-border SWIFT: From USD $8
Fintech B
Time to Open: 1-3 business days
Annual/Setup Fees: $0
Monthly Fees: $0
Initial Deposit: $0
Minimum Balance: $0
Virtual Corporate Card: Yes, physical cards also available
Multi-currency: Yes
Integration with Accounting Software: Yes
Expense Management: Yes
Cross-border SWIFT: From SGD $15
Traditional Bank A
Time to Open: Up to 5 business days
Annual/Setup Fees: $0
Monthly Fees: $15
Initial Deposit: $1,000
Minimum Balance: $5,000
Virtual Corporate Card: Yes, physical cards also available
Multi-currency: Yes
Integration with Accounting Software: No
Expense Management: No
Cross-border SWIFT: From SGD $15
Traditional Bank B
Time to Open: Up to 10 business days
Annual/Setup Fees: $54 one time
Monthly Fees: $0
Initial Deposit: $0
Minimum Balance: $0
Virtual Corporate Card: Yes, physical cards also available
Multi-currency: Yes
Integration with Accounting Software: Xero and Quickbooks
Expense Management: No
Cross-border SWIFT: From USD $8
Frequently Asked Questions (FAQs)
About Aspire Business Account
How to apply for an Aspire Business Account? You can complete the entire online application process in under 10 minutes. The digital process involves filling in your business and director details, and then completing an identity verification with a selfie.
How long does it take to open an Aspire business account? Account activation can be as fast as one business day after you complete the online registration and provide all required documents.
Is there a minimum balance required for Aspire Business Accounts? No, there is $0 minimum balance and $0 initial deposit required to open and maintain the account.
How much money can I hold in my Aspire Business Account? There are no limits on the maximum balance you can hold in your Aspire account for SGD, USD, EUR, and IDR currencies.
About Business Accounts
What is a business account? A business account is a dedicated financial account used by a company to manage income and expenses, keeping business finances separate from personal ones. This is crucial for accounting, taxes, and legal liability.
What is the difference between a business account and a corporate account? The terms are often used interchangeably, but a corporate account typically refers to one tailored for medium to large-sized companies, while a business account is more commonly associated with smaller businesses and startups.
Is a current account a corporate account? A current account is a type of bank account that can function as a corporate or business account. Many banks in Singapore offer Corporate Current Accounts specifically for business use.
How do I open a business account in Singapore? To open a business account in Singapore, you'll generally need to submit your online application with documents like your company’s ACRA Business Profile, director details, and personal identity verification (e.g., NRIC or passport). Many banks and fintechs, including Aspire, now offer a fully digital onboarding process.
How much time does it take to open a corporate bank account in Singapore? While digital accounts like Aspire can be opened in as little as one business day, the timeframe for traditional banks can range from a few days to up to two weeks, depending on the bank and the complexity of your business.
Which bank is best for small businesses in Singapore? Several providers are strong contenders for small businesses in Singapore, including traditional banks like DBS, OCBC, and UOB, as well as digital-first players like Wise and Aspire. The best choice depends on your specific needs regarding fees, features, and the speed of account setup.
Aspire's account opening process is designed to be fast, easy, and completely digital. You can register for an account in less than 10 minutes by following three simple, online steps:
Fill in your business details: Provide information about your company.
Fill in your director details: Enter the necessary information for the company's director.
Verify your identity: Complete the online identity verification, which can be done with a selfie or using MyInfo.
This streamlined process makes it easy for businesses to get started quickly, without the need for in-person visits or extensive paperwork.
Creating an account with Aspire is a breeze.
Simply click on the
to get started.
The Global Business Account Built for Your International Growth
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E-E-A-T (Experience, Expertise, Authoritativeness, and Trustworthiness):
Transparency: The "" message is a strong trust signal for a financial product. This should be a recurring theme.
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